- Step 1. Choose PayPal at checkout and login
- Step 2. Select PayPal Credit as your payment method
- Step 3. Complete the short form
- Step 4. Get an instant decision
*Subject to status. Terms and conditions apply. UK residents only. The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £150 will be charged interest at 17.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit.